diff --git a/demo/android/src/main/kotlin/im/molly/monero/demo/ui/TransactionCard.kt b/demo/android/src/main/kotlin/im/molly/monero/demo/ui/TransactionCard.kt
index 99fd908..b55c7a6 100644
--- a/demo/android/src/main/kotlin/im/molly/monero/demo/ui/TransactionCard.kt
+++ b/demo/android/src/main/kotlin/im/molly/monero/demo/ui/TransactionCard.kt
@@ -49,7 +49,7 @@ fun TransactionCardExpanded(
                     localDateTime.format(formatter)
                 }
                 Text(
-                    text = timestamp ?: "",
+                    text = timestamp ?: "Pending",
                     style = MaterialTheme.typography.titleLarge,
                 )
                 Text(
@@ -64,7 +64,7 @@ fun TransactionCardExpanded(
                 modifier = modifier.fillMaxWidth(),
             ) {
                 Text(
-                    text = "#${transaction.blockHeight}",
+                    text = transaction.blockHeight?.toString() ?: "",
                     style = MaterialTheme.typography.titleSmall,
                 )
                 Text(
diff --git a/demo/android/src/main/kotlin/im/molly/monero/demo/ui/WalletBalanceView.kt b/demo/android/src/main/kotlin/im/molly/monero/demo/ui/WalletBalanceView.kt
index 6b7b88e..4cd79b4 100644
--- a/demo/android/src/main/kotlin/im/molly/monero/demo/ui/WalletBalanceView.kt
+++ b/demo/android/src/main/kotlin/im/molly/monero/demo/ui/WalletBalanceView.kt
@@ -54,7 +54,7 @@ fun WalletBalanceView(
     ) {
         Text(
             style = MaterialTheme.typography.bodyLarge,
-            text = "Balance at Block #${blockchainTime.height}",
+            text = "Balance at ${blockchainTime}",
         )
 
         Spacer(modifier = Modifier.height(12.dp))
diff --git a/demo/android/src/main/kotlin/im/molly/monero/demo/ui/WalletViewModel.kt b/demo/android/src/main/kotlin/im/molly/monero/demo/ui/WalletViewModel.kt
index 1207455..39b3490 100644
--- a/demo/android/src/main/kotlin/im/molly/monero/demo/ui/WalletViewModel.kt
+++ b/demo/android/src/main/kotlin/im/molly/monero/demo/ui/WalletViewModel.kt
@@ -15,6 +15,7 @@ import im.molly.monero.demo.data.model.WalletConfig
 import im.molly.monero.demo.data.model.WalletTransaction
 import kotlinx.coroutines.flow.*
 import kotlinx.coroutines.launch
+import java.time.Instant
 
 class WalletViewModel(
     walletId: Long,
@@ -65,7 +66,7 @@ private fun walletUiState(
                 val transactions =
                     ledger.transactions
                         .map { WalletTransaction(config.id, it.value) }
-                        .sortedByDescending { it.transaction.timestamp }
+                        .sortedByDescending { it.transaction.timestamp ?: Instant.MAX }
                 val network = ledger.primaryAddress.network
                 WalletUiState.Loaded(config, network, blockchainTime, balance, transactions)
             }
diff --git a/lib/android/src/main/aidl/im/molly/monero/BlockchainTime.aidl b/lib/android/src/main/aidl/im/molly/monero/BlockchainTime.aidl
new file mode 100644
index 0000000..3615794
--- /dev/null
+++ b/lib/android/src/main/aidl/im/molly/monero/BlockchainTime.aidl
@@ -0,0 +1,3 @@
+package im.molly.monero;
+
+parcelable BlockchainTime;
diff --git a/lib/android/src/main/aidl/im/molly/monero/IBalanceListener.aidl b/lib/android/src/main/aidl/im/molly/monero/IBalanceListener.aidl
index 2a0b65f..075fa1b 100644
--- a/lib/android/src/main/aidl/im/molly/monero/IBalanceListener.aidl
+++ b/lib/android/src/main/aidl/im/molly/monero/IBalanceListener.aidl
@@ -1,8 +1,9 @@
 package im.molly.monero;
 
+import im.molly.monero.BlockchainTime;
 import im.molly.monero.internal.TxInfo;
 
 oneway interface IBalanceListener {
-    void onBalanceChanged(in List<TxInfo> txHistory, int blockchainHeight);
-    void onRefresh(int blockchainHeight);
+    void onBalanceChanged(in List<TxInfo> txHistory, in BlockchainTime blockchainTime);
+    void onRefresh(in BlockchainTime blockchainTime);
 }
diff --git a/lib/android/src/main/aidl/im/molly/monero/IWalletCallbacks.aidl b/lib/android/src/main/aidl/im/molly/monero/IWalletCallbacks.aidl
index 33c2073..a106a81 100644
--- a/lib/android/src/main/aidl/im/molly/monero/IWalletCallbacks.aidl
+++ b/lib/android/src/main/aidl/im/molly/monero/IWalletCallbacks.aidl
@@ -1,6 +1,8 @@
 package im.molly.monero;
 
+import im.molly.monero.BlockchainTime;
+
 oneway interface IWalletCallbacks {
-    void onRefreshResult(int blockHeight, int status);
+    void onRefreshResult(in BlockchainTime blockchainTime, int status);
     void onCommitResult(boolean success);
 }
diff --git a/lib/android/src/main/cpp/jni_cache.cc b/lib/android/src/main/cpp/jni_cache.cc
index 6a41d8d..5c9a465 100644
--- a/lib/android/src/main/cpp/jni_cache.cc
+++ b/lib/android/src/main/cpp/jni_cache.cc
@@ -40,7 +40,7 @@ void initializeJniCache(JNIEnv* env) {
                    "callRemoteNode",
                    "(Ljava/lang/String;Ljava/lang/String;Ljava/lang/String;[B)Lim/molly/monero/HttpResponse;");
   WalletNative_onRefresh = walletNative
-      .getMethodId(env, "onRefresh", "(IZ)V");
+      .getMethodId(env, "onRefresh", "(IJZ)V");
   WalletNative_onSuspendRefresh = walletNative
       .getMethodId(env, "onSuspendRefresh", "(Z)V");
 
diff --git a/lib/android/src/main/cpp/wallet.cc b/lib/android/src/main/cpp/wallet.cc
index 9ec4ea5..cb84ef7 100644
--- a/lib/android/src/main/cpp/wallet.cc
+++ b/lib/android/src/main/cpp/wallet.cc
@@ -36,7 +36,8 @@ Wallet::Wallet(
                std::make_unique<RemoteNodeClientFactory>(env, wallet_native)),
       m_callback(env, wallet_native),
       m_account_ready(false),
-      m_blockchain_height(1),
+      m_last_block_height(1),
+      m_last_block_timestamp(1397818193),
       m_restore_height(0),
       m_refresh_running(false),
       m_refresh_canceled(false) {
@@ -97,7 +98,6 @@ bool Wallet::parseFrom(std::istream& input) {
     return false;
   if (!serialization::serialize(ar, m_wallet))
     return false;
-  set_current_blockchain_height(m_wallet.get_blockchain_current_height());
   captureTxHistorySnapshot(m_tx_history);
   m_account_ready = true;
   return true;
@@ -127,49 +127,40 @@ std::string Wallet::public_address() const {
   return account.get_public_address_str(m_wallet.nettype());
 }
 
-void Wallet::set_current_blockchain_height(uint64_t height) {
-  LOG_FATAL_IF(height >= CRYPTONOTE_MAX_BLOCK_NUMBER, "Blockchain max height reached");
-  m_blockchain_height = height;
-}
-
 cryptonote::account_base& Wallet::require_account() {
   LOG_FATAL_IF(!m_account_ready, "Account is not initialized");
   return m_wallet.get_account();
 }
 
-const payment_details* find_matching_payment(
-    const std::list<std::pair<crypto::hash, payment_details>> pds,
-    const transfer_details& td) {
-  if (td.m_txid == crypto::null_hash) {
+const payment_details* find_payment_by_txid(
+    const std::list<std::pair<crypto::hash, payment_details>>& pds,
+    const crypto::hash& txid) {
+  if (txid == crypto::null_hash) {
     return nullptr;
   }
-  for (const auto& p: pds) {
-    const auto& pd = p.second;
-    if (td.m_amount == pd.m_amount
-        && td.m_subaddr_index == pd.m_subaddr_index
-        && td.m_txid == pd.m_tx_hash) {
-      return &pd;
+  for (auto it = pds.begin(); it != pds.end(); ++it) {
+    const auto pd = &it->second;
+    if (txid == pd->m_tx_hash) {
+      return pd;
     }
   }
   return nullptr;
-};
+}
 
-const confirmed_transfer_details* find_matching_transfer_for_change(
-    const std::list<std::pair<crypto::hash, confirmed_transfer_details>> txs,
-    const transfer_details& td) {
-  if (td.m_txid == crypto::null_hash || td.m_subaddr_index.minor != 0) {
+const confirmed_transfer_details* find_transfer_by_txid(
+    const std::list<std::pair<crypto::hash, confirmed_transfer_details>>& txs,
+    const crypto::hash& txid) {
+  if (txid == crypto::null_hash) {
     return nullptr;
   }
-  for (const auto& p: txs) {
-    const auto& tx = p.second;
-    if (td.m_amount == tx.m_change
-        && td.m_subaddr_index.major == tx.m_subaddr_account
-        && td.m_txid == p.first) {
-      return &tx;
+  for (auto it = txs.begin(); it != txs.end(); ++it) {
+    const auto tx = &it->second;
+    if (txid == it->first) {
+      return tx;
     }
   }
   return nullptr;
-};
+}
 
 // Only call this function from the callback thread or during initialization,
 // as there is no locking mechanism to safeguard reading transaction history
@@ -205,14 +196,14 @@ void Wallet::captureTxHistorySnapshot(std::vector<TxInfo>& snapshot) {
     recv.m_amount = td.m_amount;
     recv.m_unlock_time = td.m_tx.unlock_time;
 
-    // Check if the payment or change exists and update metadata if found.
-    if (const auto* pd = find_matching_payment(pds, td)) {
+    // Check if the payment or transfer exists and update metadata if found.
+    if (const auto* pd = find_payment_by_txid(pds, td.m_txid)) {
       recv.m_height = pd->m_block_height;
       recv.m_timestamp = pd->m_timestamp;
       recv.m_fee = pd->m_fee;
       recv.m_coinbase = pd->m_coinbase;
       recv.m_state = TxInfo::ON_CHAIN;
-    } else if (const auto tx = find_matching_transfer_for_change(txs, td)) {
+    } else if (const auto* tx = find_transfer_by_txid(txs, td.m_txid)) {
       recv.m_height = tx->m_block_height;
       recv.m_timestamp = tx->m_timestamp;
       recv.m_fee = tx->m_amount_in - tx->m_amount_out;
@@ -336,15 +327,11 @@ void Wallet::captureTxHistorySnapshot(std::vector<TxInfo>& snapshot) {
   }
 }
 
-void Wallet::handleNewBlock(uint64_t height, bool refresh_running) {
-  set_current_blockchain_height(height);
-  if (m_balance_changed) {
-    m_tx_history_mutex.lock();
-    captureTxHistorySnapshot(m_tx_history);
-    m_tx_history_mutex.unlock();
-  }
-  notifyRefresh(!m_balance_changed && refresh_running);
-  m_balance_changed = false;
+void Wallet::handleNewBlock(uint64_t height, uint64_t timestamp) {
+  LOG_FATAL_IF(height >= CRYPTONOTE_MAX_BLOCK_NUMBER, "Blockchain max height reached");
+  m_last_block_height = height;
+  m_last_block_timestamp = timestamp;
+  processBalanceChanges(true);
 }
 
 void Wallet::handleReorgEvent(uint64_t at_block_height) {
@@ -355,11 +342,22 @@ void Wallet::handleMoneyEvent(uint64_t at_block_height) {
   m_balance_changed = true;
 }
 
-void Wallet::notifyRefresh(bool debounce) {
+void Wallet::processBalanceChanges(bool refresh_running) {
+  if (m_balance_changed) {
+    m_tx_history_mutex.lock();
+    captureTxHistorySnapshot(m_tx_history);
+    m_tx_history_mutex.unlock();
+  }
+  notifyRefreshState(!m_balance_changed && refresh_running);
+  m_balance_changed = false;
+}
+
+void Wallet::notifyRefreshState(bool debounce) {
   static std::chrono::steady_clock::time_point last_time;
   // If debouncing is requested and the blockchain height is a multiple of 100, it limits
   // the notifications to once every 200 ms.
   uint32_t height = current_blockchain_height();
+  uint64_t ts = current_blockchain_timestamp();
   if (debounce) {
     if (height % 100 == 0) {
       auto now = std::chrono::steady_clock::now();
@@ -373,7 +371,7 @@ void Wallet::notifyRefresh(bool debounce) {
   }
   if (!debounce) {
     m_callback.callVoidMethod(getJniEnv(), WalletNative_onRefresh,
-                              height, m_balance_changed);
+                              height, ts, m_balance_changed);
   }
 }
 
@@ -409,7 +407,7 @@ Wallet::Status Wallet::nonReentrantRefresh(bool skip_coinbase) {
   }
   m_refresh_running.store(false);
   // Ensure the latest block and pool state are consistently processed.
-  handleNewBlock(m_wallet.get_blockchain_current_height(), false);
+  processBalanceChanges(false);
   return ret;
 }
 
@@ -583,6 +581,16 @@ Java_im_molly_monero_WalletNative_nativeGetCurrentBlockchainHeight(
   return wallet->current_blockchain_height();
 }
 
+extern "C"
+JNIEXPORT jlong JNICALL
+Java_im_molly_monero_WalletNative_nativeGetCurrentBlockchainTimestamp(
+    JNIEnv* env,
+    jobject thiz,
+    jlong handle) {
+  auto* wallet = reinterpret_cast<Wallet*>(handle);
+  return wallet->current_blockchain_timestamp();
+}
+
 ScopedJvmLocalRef<jobject> nativeToJvmTxInfo(JNIEnv* env,
                                              const TxInfo& tx) {
   LOG_FATAL_IF(tx.m_height >= CRYPTONOTE_MAX_BLOCK_NUMBER, "Blockchain max height reached");
diff --git a/lib/android/src/main/cpp/wallet.h b/lib/android/src/main/cpp/wallet.h
index 789a21d..463ee42 100644
--- a/lib/android/src/main/cpp/wallet.h
+++ b/lib/android/src/main/cpp/wallet.h
@@ -97,13 +97,15 @@ class Wallet : tools::i_wallet2_callback {
 
   std::string public_address() const;
 
-  void set_current_blockchain_height(uint64_t height);
-  uint32_t current_blockchain_height() const { return static_cast<uint32_t>(m_blockchain_height); }
+  uint32_t current_blockchain_height() const { return static_cast<uint32_t>(m_last_block_height); }
+  uint64_t current_blockchain_timestamp() const { return m_last_block_timestamp; }
 
   // Extra state that must be persistent but isn't restored by wallet2's serializer.
   BEGIN_SERIALIZE_OBJECT()
     VERSION_FIELD(0)
     FIELD(m_restore_height)
+    FIELD(m_last_block_height)
+    FIELD(m_last_block_timestamp)
   END_SERIALIZE()
 
  private:
@@ -113,7 +115,8 @@ class Wallet : tools::i_wallet2_callback {
 
   bool m_account_ready;
   uint64_t m_restore_height;
-  uint64_t m_blockchain_height;
+  uint64_t m_last_block_height;
+  uint64_t m_last_block_timestamp;
 
   // Saved transaction history.
   std::vector<TxInfo> m_tx_history;
@@ -131,20 +134,22 @@ class Wallet : tools::i_wallet2_callback {
   bool m_refresh_canceled;
   bool m_balance_changed;
 
-  void notifyRefresh(bool debounce);
+  void processBalanceChanges(bool refresh_running);
+  void notifyRefreshState(bool debounce);
 
   template<typename T>
   auto suspendRefreshAndRunLocked(T block) -> decltype(block());
 
   void captureTxHistorySnapshot(std::vector<TxInfo>& snapshot);
-  void handleNewBlock(uint64_t height, bool refresh_running);
+  void handleNewBlock(uint64_t height, uint64_t timestmap);
   void handleReorgEvent(uint64_t at_block_height);
   void handleMoneyEvent(uint64_t at_block_height);
 
   // Implementation of i_wallet2_callback follows.
  private:
   void on_new_block(uint64_t height, const cryptonote::block& block) override {
-    handleNewBlock(height, true);
+    // Block could be empty during a fast refresh.
+    handleNewBlock(height, block.timestamp);
   }
 
   void on_reorg(uint64_t height) override {
diff --git a/lib/android/src/main/kotlin/im/molly/monero/BlockchainTime.kt b/lib/android/src/main/kotlin/im/molly/monero/BlockchainTime.kt
index 17b8326..4d704f0 100644
--- a/lib/android/src/main/kotlin/im/molly/monero/BlockchainTime.kt
+++ b/lib/android/src/main/kotlin/im/molly/monero/BlockchainTime.kt
@@ -1,6 +1,8 @@
 package im.molly.monero
 
+import android.os.Parcelable
 import im.molly.monero.internal.constants.DIFFICULTY_TARGET_V2
+import kotlinx.parcelize.Parcelize
 import java.time.Duration
 import java.time.Instant
 import java.time.LocalDate
@@ -9,10 +11,11 @@ import java.time.LocalDate
 /**
  * A point in the blockchain timeline, which could be either a block height or a timestamp.
  */
+@Parcelize
 open class BlockchainTime(
     val height: Int,
     val timestamp: Instant,
-) : Comparable<BlockchainTime> {
+) : Comparable<BlockchainTime>, Parcelable {
 
     init {
         require(isBlockHeightInRange(height)) {
@@ -25,12 +28,15 @@ open class BlockchainTime(
     override fun compareTo(other: BlockchainTime): Int =
         this.height.compareTo(other.height)
 
-    override fun toString(): String = "Block #$height | $timestamp"
+    override fun toString(): String = "Block $height | Time $timestamp"
 
     data object Genesis : BlockchainTime(0, Instant.ofEpochSecond(1397818193))
 
     class Block(height: Int, referencePoint: BlockchainTime = Genesis) :
-        BlockchainTime(height, estimateTimestamp(height, referencePoint)) {}
+        BlockchainTime(height, estimateTimestamp(height, referencePoint)) {
+
+        override fun toString(): String = "Block $height | Time $timestamp (Estimated)"
+    }
 
     class Timestamp(timestamp: Instant, referencePoint: BlockchainTime = Genesis) :
         BlockchainTime(estimateBlockHeight(timestamp, referencePoint), timestamp) {
@@ -41,6 +47,8 @@ open class BlockchainTime(
 
         override fun compareTo(other: BlockchainTime): Int =
             this.timestamp.compareTo(other.timestamp)
+
+        override fun toString(): String = "Block $height (Estimated) | Time $timestamp"
     }
 
     companion object {
diff --git a/lib/android/src/main/kotlin/im/molly/monero/MoneroWallet.kt b/lib/android/src/main/kotlin/im/molly/monero/MoneroWallet.kt
index c5f4c8a..fb1743b 100644
--- a/lib/android/src/main/kotlin/im/molly/monero/MoneroWallet.kt
+++ b/lib/android/src/main/kotlin/im/molly/monero/MoneroWallet.kt
@@ -29,17 +29,14 @@ class MoneroWallet internal constructor(
         val listener = object : IBalanceListener.Stub() {
             lateinit var lastKnownLedger: Ledger
 
-            override fun onBalanceChanged(txHistory: List<TxInfo>, blockchainHeight: Int) {
-                val now = Instant.now()
-                val checkedAt = BlockchainTime(blockchainHeight, now)
-                val (txs, spendableEnotes) = txHistory.consolidateTransactions(checkedAt)
-                lastKnownLedger = Ledger(primaryAddress, txs, spendableEnotes, checkedAt)
+            override fun onBalanceChanged(txHistory: List<TxInfo>, blockchainTime: BlockchainTime) {
+                val (txs, spendableEnotes) = txHistory.consolidateTransactions(blockchainTime)
+                lastKnownLedger = Ledger(primaryAddress, txs, spendableEnotes, blockchainTime)
                 sendLedger(lastKnownLedger)
             }
 
-            override fun onRefresh(blockHeight: Int) {
-                val checkedAt = BlockchainTime.Block(blockHeight)
-                sendLedger(lastKnownLedger.copy(checkedAt = checkedAt))
+            override fun onRefresh(blockchainTime: BlockchainTime) {
+                sendLedger(lastKnownLedger.copy(checkedAt = blockchainTime))
             }
 
             private fun sendLedger(ledger: Ledger) {
@@ -59,8 +56,8 @@ class MoneroWallet internal constructor(
         skipCoinbaseOutputs: Boolean = false,
     ): RefreshResult = suspendCancellableCoroutine { continuation ->
         wallet.resumeRefresh(skipCoinbaseOutputs, object : BaseWalletCallbacks() {
-            override fun onRefreshResult(blockHeight: Int, status: Int) {
-                val result = RefreshResult(blockHeight, status)
+            override fun onRefreshResult(blockchainTime: BlockchainTime, status: Int) {
+                val result = RefreshResult(blockchainTime, status)
                 continuation.resume(result) {}
             }
         })
@@ -81,11 +78,11 @@ class MoneroWallet internal constructor(
 }
 
 private abstract class BaseWalletCallbacks : IWalletCallbacks.Stub() {
-    override fun onRefreshResult(blockHeight: Int, status: Int) = Unit
+    override fun onRefreshResult(blockchainTime: BlockchainTime, status: Int) = Unit
 
     override fun onCommitResult(success: Boolean) = Unit
 }
 
-class RefreshResult(val blockHeight: Int, private val status: Int) {
+class RefreshResult(val blockchainTime: BlockchainTime, private val status: Int) {
     fun isError() = status != WalletNative.Status.OK
 }
diff --git a/lib/android/src/main/kotlin/im/molly/monero/WalletNative.kt b/lib/android/src/main/kotlin/im/molly/monero/WalletNative.kt
index 7466906..c3c2f1b 100644
--- a/lib/android/src/main/kotlin/im/molly/monero/WalletNative.kt
+++ b/lib/android/src/main/kotlin/im/molly/monero/WalletNative.kt
@@ -6,6 +6,7 @@ import im.molly.monero.internal.TxInfo
 import im.molly.monero.internal.consolidateTransactions
 import kotlinx.coroutines.*
 import java.io.Closeable
+import java.time.Instant
 import java.util.*
 import java.util.concurrent.locks.ReentrantLock
 import kotlin.concurrent.withLock
@@ -103,8 +104,19 @@ class WalletNative private constructor(
 
     override fun getAccountPrimaryAddress() = nativeGetAccountPrimaryAddress(handle)
 
-    val currentBlockchainHeight: Int
-        get() = nativeGetCurrentBlockchainHeight(handle)
+    private fun createBlockchainTime(height: Int, epochSeconds: Long): BlockchainTime {
+        return if (epochSeconds == 0L) {
+            BlockchainTime.Block(height)
+        } else {
+            BlockchainTime(height, Instant.ofEpochSecond(epochSeconds))
+        }
+    }
+
+    val currentBlockchainTime: BlockchainTime
+        get() = createBlockchainTime(
+            nativeGetCurrentBlockchainHeight(handle),
+            nativeGetCurrentBlockchainTimestamp(handle),
+        )
 
     val currentBalance: Balance
         get() = TODO() // txHistorySnapshot().consolidateTransactions().second.balance()
@@ -133,7 +145,7 @@ class WalletNative private constructor(
                     nativeCancelRefresh(handle)
                 }
             }
-            callback?.onRefreshResult(currentBlockchainHeight, status)
+            callback?.onRefreshResult(currentBlockchainTime, status)
         }
     }
 
@@ -163,7 +175,7 @@ class WalletNative private constructor(
         requireNotNull(listener)
         balanceListenersLock.withLock {
             balanceListeners.add(listener)
-            listener.onBalanceChanged(txHistorySnapshot(), currentBlockchainHeight)
+            listener.onBalanceChanged(txHistorySnapshot(), currentBlockchainTime)
         }
     }
 
@@ -175,14 +187,15 @@ class WalletNative private constructor(
     }
 
     @CalledByNative("wallet.cc")
-    private fun onRefresh(blockchainHeight: Int, balanceChanged: Boolean) {
+    private fun onRefresh(height: Int, timestamp: Long, balanceChanged: Boolean) {
         balanceListenersLock.withLock {
             if (balanceListeners.isNotEmpty()) {
                 val call = fun(listener: IBalanceListener) {
+                    val blockchainTime = createBlockchainTime(height, timestamp)
                     if (balanceChanged) {
-                        listener.onBalanceChanged(txHistorySnapshot(), blockchainHeight)
+                        listener.onBalanceChanged(txHistorySnapshot(), blockchainTime)
                     } else {
-                        listener.onRefresh(blockchainHeight)
+                        listener.onRefresh(blockchainTime)
                     }
                 }
                 balanceListeners.forEach { call(it) }
@@ -264,6 +277,7 @@ class WalletNative private constructor(
     private external fun nativeCreate(networkId: Int): Long
     private external fun nativeDispose(handle: Long)
     private external fun nativeGetCurrentBlockchainHeight(handle: Long): Int
+    private external fun nativeGetCurrentBlockchainTimestamp(handle: Long): Long
     private external fun nativeGetTxHistory(handle: Long): Array<TxInfo>
     private external fun nativeGetAccountPrimaryAddress(handle: Long): String
 //    private external fun nativeGetAccountSubAddress(handle: Long, accountIndex: Int, subAddressIndex: Int): String
diff --git a/lib/android/src/main/kotlin/im/molly/monero/internal/TxInfo.kt b/lib/android/src/main/kotlin/im/molly/monero/internal/TxInfo.kt
index a701107..1dedb65 100644
--- a/lib/android/src/main/kotlin/im/molly/monero/internal/TxInfo.kt
+++ b/lib/android/src/main/kotlin/im/molly/monero/internal/TxInfo.kt
@@ -83,7 +83,7 @@ internal fun List<TxInfo>.consolidateTransactions(
         if (tx.state !is TxState.Failed) {
             val maxUnlockTime = tx.blockHeight?.let { height ->
                 val defaultUnlockTime = BlockchainTime.Block(
-                    height = height + CRYPTONOTE_DEFAULT_TX_SPENDABLE_AGE,
+                    height = height + CRYPTONOTE_DEFAULT_TX_SPENDABLE_AGE - 1,
                     referencePoint = blockchainContext,
                 )
                 max(defaultUnlockTime, tx.timeLock ?: BlockchainTime.Genesis)
@@ -139,14 +139,15 @@ private fun List<TxInfo>.createTransaction(
 }
 
 private fun List<TxInfo>.determineTxState(): TxState {
-    val uniqueTx = distinctBy { it.state }.single()
+    val height = maxOf { it.height }
+    val timestamp = maxOf { it.timestamp }
 
-    return when (uniqueTx.state) {
+    return when (val state = first().state) {
         TxInfo.OFF_CHAIN -> TxState.OffChain
         TxInfo.PENDING -> TxState.InMemoryPool
         TxInfo.FAILED -> TxState.Failed
-        TxInfo.ON_CHAIN -> TxState.OnChain(BlockHeader(uniqueTx.height, uniqueTx.timestamp))
-        else -> error("Invalid tx state value: ${uniqueTx.state}")
+        TxInfo.ON_CHAIN -> TxState.OnChain(BlockHeader(height, timestamp))
+        else -> error("Invalid tx state value: $state")
     }
 }
 
@@ -157,7 +158,7 @@ private fun TxInfo.toEnote(blockchainHeight: Int): Enote {
         subAddressIndex = subAddressMinor
     )
 
-    val calculatedAge = if (height == 0) 0 else blockchainHeight - height + 1
+    val calculatedAge = if (height > 0) (blockchainHeight - height + 1) else 0
 
     return Enote(
         amount = MoneroAmount(atomicUnits = amount),