diff --git a/defi_and_trading/stablecoins/README.md b/defi_and_trading/stablecoins/README.md
index 99ad67f..b6a69c4 100644
--- a/defi_and_trading/stablecoins/README.md
+++ b/defi_and_trading/stablecoins/README.md
@@ -1,24 +1,40 @@
-## 💰 Stablecoins
+## 💰 stablecoins
 
 <br>
 
-### Fiat-collateralized stablecoins 
+### tl, dr
+
+<br>
+
+#### fiat-collateralized stablecoins 
 
 * Fiat-collateralized stablecoins are stablecoins that are backed by fiat currencies like the US dollar. 
 * Their reserves are held by a central entity. The most popular fiat-backed stablecoins at this time are USDC, USDT, and BUSD. 
 * The main weakness of fiat-collateralized stablecoin is centralization as the collateral of a fiat-collateralized stablecoin is held by one independent party.
 
+<br>
 
-### Cryptocurrency-backed stablecoins
+#### cryptocurrency-backed stablecoins
 
 *  This motivated the development of more decentralized, cryptocurrency-backed stablecoin. 
 *  The main player in this category today is MakerDAO’s Dai stablecoin.
 *  While crypto-backed stablecoins are good for their decentralization, they are capital inefficient. '
 
+<br>
 
-### Decentralized (algorithmic) stablecoins
+#### decentralized (algorithmic) stablecoins
 
 *  The average consumer or institutional investor would rather mint 1:1 through a centralized fiat stablecoin than have to over-collateralize by at least 150% to issue a decentralized stablecoin. 
 *  For this reason, developers set out to create non-collateralized (or algorithmic) stablecoins. 
 *  These coins maintain their peg without having to directly collateralize the issuance. 
 *  The two largest forces in the market in this category are Terra and Fei.
+
+<br>
+
+---
+
+### resources
+
+<br>
+
+* [high level intro from ethereum.org](https://ethereum.org/en/stablecoins/)