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 <br>
 
-
-### tl, dr
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-<br>
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-#### fiat-collateralized stablecoins 
-
-<br>
-
-* fiat-collateralized stablecoins are stablecoins that are backed by fiat currencies like the US dollar. 
-* Their reserves are held by a central entity. The most popular fiat-backed stablecoins at this time are USDC, USDT, and BUSD. 
-* The main weakness of fiat-collateralized stablecoin is centralization as the collateral of a fiat-collateralized stablecoin is held by one independent party.
-
-<br>
-
-#### cryptocurrency-backed stablecoins
-
-<br>
-
-*  This motivated the development of more decentralized, cryptocurrency-backed stablecoin. 
-*  The main player in this category today is MakerDAO’s Dai stablecoin.
-*  While crypto-backed stablecoins are good for their decentralization, they are capital inefficient. '
-
-<br>
-
-#### decentralized (algorithmic) stablecoins
-
-<br>
-
-*  The average consumer or institutional investor would rather mint 1:1 through a centralized fiat stablecoin than have to over-collateralize by at least 150% to issue a decentralized stablecoin. 
-*  For this reason, developers set out to create non-collateralized (or algorithmic) stablecoins. 
-*  These coins maintain their peg without having to directly collateralize the issuance. 
-*  The two largest forces in the market in this category are Terra and Fei.
-
-<br>
-
----
-
 ### in this dir
 
 <br>
 
+* [types of stablecoins](stablecoin_101.md)
 * [curve](Curve.md)
 * [dai](DAI.md)
+* [gho](gho)
 * [(rip) ust](UST.md)