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<div id="main" class="flex flex-col items-center justify-center my-8">
    <div class="w-full max-w-4xl p-4">
        <div class="space-x-1 text-xs font-bold text-center lowercase text-lime-500">
            <a href="#why">Why</a>
            ·
            <a href="#what">What</a>
            ·
            <a href="#btcxmr">Only Bitcoin and Monero?</a>
            ·
            <a href="#listings">About listings</a>
            ·
            <a href="#tos">ToS reviews</a>
            ·
            <a href="#support">Support</a>
            ·
            <a href="#contact">contact</a>
            ·
            <a href="#comments">comments</a>
            ·
            <a href="#transparency">transparency</a>
            ·
            <a href="#privacy">privacy</a>
            ·
            <a href="#disclaimer">disclaimer</a>
        </div>
    </div>
    <article class="md:p-4 md:max-w-5xl">
        <div class="px-4 py-2 m-2 rounded-xl bg-gray-500/10">
            <h2 id="why" class="font-bold text-lime-400">why kycnot.me?</h2>
            <p>
                Cryptocurrencies were created to revolutionize the way we pay for goods
                and services, aiming to eliminate reliance on centralized entities such
                as banks and governments that control our economy.
            </p>

            <p>
                Exchanges that enforce KYC (Know Your Customer) and AML (Anti-Money
                Laundering) rules operate similarly to traditional banks. Users are
                required to provide identification, such as a photo of their ID, to use
                these exchanges. Moreover, most of these exchanges are centralized,
                meaning that users do not own their keys. In short, this implies that
                the cryptocurrencies belong to the exchange and not the user. These
                requirements contradict the decentralized nature of cryptocurrencies.
            </p>

            <p>
                With KYCNOT.ME, I hope to provide people with trustworthy alternatives
                for buying, exchanging, trading, and using cryptocurrencies without
                having to disclose their identity. This preserves the essence of
                cryptocurrencies, which is decentralized and self-governed.
            </p>
        </div>

        <div class="w-full my-4 border border-t border-white/20"></div>

        <div class="px-4 py-2 m-2 rounded-xl bg-gray-500/10">
            <h2 id="what" class="font-bold text-lime-400">what's KYC?</h2>
            <div class="space-y-2">
                <p>
                    <strong>KYC</strong> stands for <strong>"Know Your Customer"</strong>,
                    a process designed to protect financial institutions against fraud,
                    corruption, money laundering and terrorist financing. Or at least this
                    is what they want you to believe.
                </p>
                <p>
                    The truth is that KYC is a threat to our freedom. KYC is a direct
                    attack on our privacy and puts us in disadvantage against the
                    governments. True criminals don't care about KYC policies. True
                    criminals know perfectly how to avoid such policies. In fact, they
                    normally use the FIAT system and don't even need to use
                    cryptocurrencies. Banks are the biggest money launders, the
                    <a rel="noreferrer"
                        href="https://www.reuters.com/business/hsbc-fined-85-mln-anti-money-laundering-failings-2021-12-17/">HSBC
                        scandal</a>,
                    <a rel="noreferrer"
                        href="https://www.reuters.com/article/us-nordea-bnk-moneylaundering-idUSKCN1QL11S">Nordea</a>
                    or
                    <a rel="noreferrer"
                        href="https://www.reuters.com/article/us-europe-moneylaundering-swedbank/swedbank-hit-with-record-386-million-fine-over-baltic-money-laundering-breaches-idUSKBN2163LU">Swedbank</a>
                    are just some examples.
                </p>
                <p>
                    KYC only affects small individuals like you and me. It is an annoying
                    procedure that obligates us to hand our personal information to a
                    third party in order to buy, use or unlock our funds. We should start
                    boycotting such companies. We should start using decentralized
                    exchanges and decentralized wallets. We should start using
                    cryptocurrencies as they were intended to be used.
                </p>
            </div>

            <h3 id="other-acronyms-of-interest">other acronyms of interest</h3>
            <ul>
                <li><strong>AML</strong>: Anti-Money Laundering</li>
                <li><strong>CFT</strong>: Combating the Financing of Terrorism</li>
                <li><strong>SoF</strong>: Source of Funds</li>
                <li><strong>ToS</strong>: Terms of Service</li>
            </ul>
        </div>

        <div class="w-full my-4 border border-t border-white/20"></div>

        <div class="px-4 py-2 m-2 rounded-xl bg-gray-500/10">
            <h2 id="btcxmr">why only Bitcoin and Monero?</h2>
            <p>
                <strong>Bitcoin</strong>: it is the most well-known cryptocurrency. It's
                widespread and has the biggest market capitalization of all
                cryptocurrencies.
            </p>
            <p>
                <strong>Monero</strong>: if digital cash was to exist, it should be like
                Monero. Fungible, private by design, fast and pretty low fees. Also, one
                of the oldest cryptocurrencies around.
            </p>
            <p>
                No other currencies will be added. Most sites listed here also accept
                other cryptocurrencies, such as Ethereum or Litecoin.
            </p>
        </div>

        <div class="w-full my-4 border border-t border-white/20"></div>

        <div class="px-4 py-2 m-2 rounded-xl bg-gray-500/10">
            <h2 id="listings">listings</h2>
            <h3 id="request">request</h3>
            <p>
                You can request a new listing by visiting the
                <a href="/request/service">Request</a> page.
            </p>

            <h3 id="listing-process">listing process</h3>
            <p>
                The listing process is usually slow. I first need to review the service, read online reviews, gather
                evidence and history of good reviews / opinions, test it myself (i don't always do this), read the terms
                of service, privacy policy, etc...
            </p>

            <p>I do this on my own free time, so I'm slow at it. If you feel like a <a href="/pending">pending
                    service</a> deserves to be listed, you can <a href="#contact">contact me</a> and I will try to speed
                up the review process.</p>

            <h3 id="attributes">what is an attribute?</h3>
            <p>
                An attribute is a feature that a service has. An attribute can be either
                good, a warning, bad or informational. Attributes are not limited, the
                list of attributes will grow if needed, you can see a full list of the
                attributes available on the Attributes page.
            </p>
            <p>
                You can click on any point to see a detailed description of what it
                means. The point page also shows all the listings that have that point.
                This is also a useful way to find listings that have a specific feature.
            </p>

            <h3 id="search">search</h3>

            <p>
                Filtering services in kycnot.me is very easy. In the main page, you will
                see 3 possible filters:
            </p>

            <ul>
                <li>
                    <b>Type filter</b>: Lets you choose between seeing all the listings
                    (default), only exchanges, or only services.
                </li>
                <li>
                    <b>Search bar</b>: The search bar is the most powerful filter. You can
                    use it to perform a full-text search on the listings. The search will
                    look for the text you enter in the name, description, keywords and
                    category. The search is not case-sensitive.
                </li>
                <li>
                    <b>Currency filter</b>: Lets you choose between seeing all the
                    listings (default), only listings that accept a certain currency. If
                    you choose more than one option, it will show all the listings that
                    accept all of the selected currencies.
                </li>
            </ul>

            <h3 id="levels">kyc Levels</h3>

            <p>
                KYCnot.me has a KYC level system. These levels allow you to quickly
                identify the kind of KYC practices a service may have. There are 4
                levels going from 0 to 3. The higher the level, the more invasive the
                KYC practices are.
                <b>You can click on the level on the service page to see a detailed
                    description of what it means.</b>
            </p>

            <h3 id="scoring">scoring</h3>

            <p>
                Each listing has a score that is calculated based on the attributes that
                it has. The score does not reflect how good an exchange is overall, but
                it seeks to give a score in relation to its KYC practices. An exchange
                could have an awful UI/UX, but if it is very NO-KYC friendly, it will
                still get a high score.
            </p>

            <h3 id="order">order</h3>

            <p>
                The listings are sorted in a decreasing order by score. For listings
                that share the same score (tie), the order is random every time within
                that score range.
            </p>

            <h3 id="pending">pending</h3>

            <p>
                You can find the list of services that have been requested and are pending for approval here: <a
                    href="/pending">/pending</a>
            </p>

            <h3 id="verification">verification</h3>

            <p class="mt-2">
                You will see that some services show a blue badge with a tick. This
                means that the service has been tested personally by me.
            </p>

            <p class="mt-2">
                To check the service, I make a trade on the site, or test the service
                manually. With this, I can verify that the service does not perform KYC
                practices on regular basis, and that it is not a scam, at least at the
                time of the verification.
            </p>

            <p class="mt-2">
                These checks are done randomly and without prior notice to the service.
                For this reason, and as the list is in constant growth, not all services
                have been verified yet and it takes me some time to verify them.
            </p>

            <p class="mt-2">
                A verified service does not mean that the service is safe to use
                blindly, it just means that at the time of the verification, the service
                was not performing KYC practices on regular basis, and that it was not a
                scam. It is still recommended to do your own research before using any
                service.
            </p>
        </div>

        <div class="w-full my-4 border border-t border-white/20"></div>

        <div class="px-4 py-2 m-2 rounded-xl bg-gray-500/10">
            <h2 id="tos">terms of service auto-reviews</h2>

            <p>
                KYCnot.me has an automated tool that reviews the Terms of Service (ToS)
                for various services. This tool utilizes AI to analyze the ToS text,
                extracting key points and presenting them in simple, plain English. The
                aim is to make understanding the ToS for any service easier and more
                straightforward.
            </p>

            <p>
                For this, I am using OpenAI's GPT4-turbo model, which proved to be the
                most reliable and provides the best results.
            </p>

            <p>
                <b>Important note:</b> This automated tool is not perfect, it may detect
                false positives, or non-relevant lines. But, overall, it returns
                reliable and good results.
            </p>
        </div>

        <div class="w-full my-4 border border-t border-white/20"></div>

        <div class="px-4 py-2 m-2 rounded-xl bg-gray-500/10">
            <h2 id="support">support this project</h2>

            <p>
                If you like this project, or
                <a target="_blank" href="https://pluja.dev">any of my other projects</a>, you can make donations using
                the following methods:
            </p>

            <ul class="py-3 space-y-6 list-none">
                <li>
                    <span class="flex items-center space-x-2">
                        <svg xmlns="http://www.w3.org/2000/svg" class="w-5 h-5 monero-filled" width="24" height="24"
                            viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" fill="none"
                            stroke-linecap="round" stroke-linejoin="round">
                            <path stroke="none" d="M0 0h24v24H0z" fill="none" />
                            <path
                                d="M15 11.414v4.586a1 1 0 0 0 1 1l4.66 .001a10 10 0 0 1 -17.32 0l4.66 -.001l.117 -.007a1 1 0 0 0 .883 -.993v-4.585l2.293 2.292l.094 .083a1 1 0 0 0 1.32 -.083l2.293 -2.293zm2 -8.074a10 10 0 0 1 4.54 11.66h-4.54v-6c0 -.89 -1.077 -1.337 -1.707 -.707l-3.293 3.292l-3.293 -3.292l-.084 -.076c-.637 -.514 -1.623 -.07 -1.623 .783v6h-4.54a9.991 9.991 0 0 1 -.46 -3l.005 -.324a10 10 0 0 1 14.995 -8.336z"
                                stroke-width="0" fill="currentColor" />
                        </svg>
                        <span class="font-bold uppercase">Monero</span>
                    </span>
                    <p class="text-xs text-white/50">
                        > If your wallet supports <a rel="noreferrer" target="_blank"
                            href="https://openalias.org/">OpenAlias</a>, you
                        can use
                        <span class="font-bold">kycnot.me</span> in the address field.
                    </p>
                    <code>{{.Xmr}}</code>

                    <details class="my-2 rounded-lg cursor-pointer">
                        <summary class="flex items-center space-x-1 text-sm font-bold">
                            <svg xmlns="http://www.w3.org/2000/svg" class="w-5 h-5 icon icon-tabler icon-tabler-qrcode"
                                width="24" height="24" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor"
                                fill="none" stroke-linecap="round" stroke-linejoin="round">
                                <path stroke="none" d="M0 0h24v24H0z" fill="none" />
                                <path
                                    d="M4 4m0 1a1 1 0 0 1 1 -1h4a1 1 0 0 1 1 1v4a1 1 0 0 1 -1 1h-4a1 1 0 0 1 -1 -1z" />
                                <path d="M7 17l0 .01" />
                                <path
                                    d="M14 4m0 1a1 1 0 0 1 1 -1h4a1 1 0 0 1 1 1v4a1 1 0 0 1 -1 1h-4a1 1 0 0 1 -1 -1z" />
                                <path d="M7 7l0 .01" />
                                <path
                                    d="M4 14m0 1a1 1 0 0 1 1 -1h4a1 1 0 0 1 1 1v4a1 1 0 0 1 -1 1h-4a1 1 0 0 1 -1 -1z" />
                                <path d="M17 7l0 .01" />
                                <path d="M14 14l3 0" />
                                <path d="M20 14l0 .01" />
                                <path d="M14 14l0 3" />
                                <path d="M14 20l3 0" />
                                <path d="M17 17l3 0" />
                                <path d="M20 17l0 3" />
                            </svg>
                            <span>
                                Click for QR Code
                            </span>
                        </summary>
                        <img class="my-4"
                            src="https://api.qrserver.com/v1/create-qr-code/?size=150x150&data=monero:{{.Xmr}}"
                            alt="Monero address QR code" />
                    </details>
                </li>
                <li>
                    <span class="flex items-center space-x-2">
                        <svg xmlns="http://www.w3.org/2000/svg" class="w-5 h-5 bitcoin-filled" width="24" height="24"
                            viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" fill="none"
                            stroke-linecap="round" stroke-linejoin="round">
                            <path stroke="none" d="M0 0h24v24H0z" fill="none" />
                            <path
                                d="M17 3.34a10 10 0 1 1 -15 8.66l.005 -.324a10 10 0 0 1 14.995 -8.336zm-4 2.66a1 1 0 0 0 -1 1h-1a1 1 0 0 0 -2 0a1 1 0 1 0 0 2v6a1 1 0 0 0 0 2c0 1.333 2 1.333 2 0h1a1 1 0 0 0 2 0v-.15c1.167 -.394 2 -1.527 2 -2.85l-.005 -.175a3.063 3.063 0 0 0 -.734 -1.827c.46 -.532 .739 -1.233 .739 -1.998c0 -1.323 -.833 -2.456 -2 -2.85v-.15a1 1 0 0 0 -1 -1zm.09 7c.492 0 .91 .437 .91 1s-.418 1 -.91 1h-2.09v-2h2.09zm0 -4c.492 0 .91 .437 .91 1c0 .522 -.36 .937 -.806 .993l-.104 .007h-2.09v-2h2.09z"
                                stroke-width="0" fill="currentColor" />
                        </svg>
                        <span class="font-bold uppercase">Bitcoin</span>
                    </span>
                    <code>{{.Btc}}</code>

                    <details class="my-2 rounded-lg cursor-pointer">
                        <summary class="flex items-center space-x-1 text-sm font-bold">
                            <svg xmlns="http://www.w3.org/2000/svg" class="w-5 h-5 icon icon-tabler icon-tabler-qrcode"
                                width="24" height="24" viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor"
                                fill="none" stroke-linecap="round" stroke-linejoin="round">
                                <path stroke="none" d="M0 0h24v24H0z" fill="none" />
                                <path
                                    d="M4 4m0 1a1 1 0 0 1 1 -1h4a1 1 0 0 1 1 1v4a1 1 0 0 1 -1 1h-4a1 1 0 0 1 -1 -1z" />
                                <path d="M7 17l0 .01" />
                                <path
                                    d="M14 4m0 1a1 1 0 0 1 1 -1h4a1 1 0 0 1 1 1v4a1 1 0 0 1 -1 1h-4a1 1 0 0 1 -1 -1z" />
                                <path d="M7 7l0 .01" />
                                <path
                                    d="M4 14m0 1a1 1 0 0 1 1 -1h4a1 1 0 0 1 1 1v4a1 1 0 0 1 -1 1h-4a1 1 0 0 1 -1 -1z" />
                                <path d="M17 7l0 .01" />
                                <path d="M14 14l3 0" />
                                <path d="M20 14l0 .01" />
                                <path d="M14 14l0 3" />
                                <path d="M14 20l3 0" />
                                <path d="M17 17l3 0" />
                                <path d="M20 17l0 3" />
                            </svg>
                            <span>
                                Click for QR Code
                            </span>
                        </summary>
                        <img class="my-4"
                            src="https://api.qrserver.com/v1/create-qr-code/?size=150x150&data=bitcoin:{{.Btc}}"
                            alt="Bitcoin Address QR Code" />
                    </details>
                </li>
                <li>
                    <span class="flex items-center space-x-2">
                        <svg xmlns="http://www.w3.org/2000/svg" class="w-5 h-5 tabler-bolt" width="24" height="24"
                            viewBox="0 0 24 24" stroke-width="1.5" stroke="currentColor" fill="none"
                            stroke-linecap="round" stroke-linejoin="round">
                            <path stroke="none" d="M0 0h24v24H0z" fill="none" />
                            <path d="M13 3l0 7l6 0l-8 11l0 -7l-6 0l8 -11" />
                        </svg>
                        <a target="_blank" rel="noreferrer" href="{{.Lnn}}">Lightning Network</a>
                    </span>
                </li>
            </ul>

            <p class="px-4 text-sm text-white/60">
                Note: I fund this project entirely on my own, as an independent
                individual without sponsors or alternative revenue streams, I rely
                solely on <b>donations</b> and <b>referrals</b> (if you choose to use
                them). I am committed to maintaining the project's independence and
                integrity, thus I do not accept bribes or sponsorships. Please note that
                donations should not be made with the expectation of receiving personal
                benefits for your service/product. If you did, I'll be happy to return
                the donation to you.
            </p>
        </div>

        <div class="w-full my-4 border border-t border-white/20"></div>

        <div class="px-4 py-2 m-2 rounded-xl bg-gray-500/10">
            <h2 id="contact">contact</h2>
            <p>
                Due to misuse and the inability to manage them effectively, I have
                removed all instant messaging / email contact methods, since I was
                leaving many inquiries unanswered. Please feel free to reach out to me
                on any of the following social media platforms for any questions or
                concerns.
            </p>
            <p>
                For more private communications, simply request via these platforms, and
                I will provide you with an email address or an alternative instant
                messaging option.
            </p>

            <ul>
                <li>
                    <a target="_blank" rel="noreferrer" href="https://fosstodon.org/@kycnotme">🦣 Mastodon</a>
                </li>
                <li>
                    <a target="_blank" rel="noreferrer"
                        href="https://njump.me/npub188x98j0r7l2fszeph6j7hj99h8xl07n989pskk5zd69d2fcksetq5mgcqf">🪶
                        Nostr</a>
                </li>
                <li>
                    <a target="_blank" rel="noreferrer" href="https://lemmy.world/u/pluja">🐭 Lemmy</a>
                </li>
            </ul>
        </div>

        <div class="w-full my-4 border border-t border-white/20"></div>

        <div class="px-4 py-2 m-2 rounded-xl bg-gray-500/10">
            <h2 id="comments">(nostr) comments</h2>

            <p>
                Each service has a dedicated comments article. The comments are suppored
                by <a href="https://usenostr.org">Nostr</a>, a decentralized structured
                data sharing protocol used to build social networks.
            </p>

            <p>
                <a href="https://usenostr.org" target="_blank">> Visit this page for a simple and quick introduction to
                    Nostr.</a>
            </p>

            <p>
                To comment on a service's page, you just need a Nostr private key and a
                secure
                <a rel="noreferrer" href="https://github.com/aljazceru/awesome-nostr#nip-07-browser-extensions"
                    target="_blank">nostr
                    siging extension (nip-07)</a>
                for logging in. I recommend using
                <a href="https://getalby.com/" target="_blank">Alby</a> or
                <a href="https://github.com/fiatjaf/nos2x" target="_blank">nos2x</a>
            </p>
        </div>

        <div class="w-full my-4 border border-t border-white/20"></div>

        <div class="px-4 py-2 m-2 rounded-xl bg-gray-500/10">
            <h2 id="transparency">transparency</h2>

            <p>
                In order to increase trust from visitors, KYCNOT.me strives to be as
                transparent as possible. Here are some of the ways in which I try to
                achieve this:
            </p>

            <ul>
                <li>
                    <a href="https://github.com/pluja/kycnotme">Open Source Code</a> - A
                    commit history, and full disclosure of the scoring algorithm is
                    provided.
                </li>
                <li>
                    Public comment section on each page, available on
                    <a target="_blank" href="https://usenostr.org">Nostr</a>.
                </li>
                <li>Endpoint to download the full database</li>
                <li>
                    Open scoring algorithmg. All services go under the same algorithm,
                    meaning that the score is not subjective.
                </li>
            </ul>
        </div>

        <div class="w-full my-4 border border-t border-white/20"></div>

        <div class="px-4 py-2 m-2 rounded-xl bg-gray-500/10">
            <h2 id="privacy">privacy</h2>

            <p>
                KYCNOT.me does not have trackers and never will. It does not make any
                third party connections from the frontend. No user data of any kind is
                collected. A "no-referrer" policy is enforced, so no site will know that
                you came from kycnot.me.
            </p>

            <h3 id="javascript">javascript</h3>

            <p>
                KYCNOT.me does not use Javascript. Everything is rendered server-side.
                This means that you can use KYCNOT.me with Javascript disabled.
            </p>

            <p>Only things that <b>require</b> JavaScript to be enabled are:</p>
            <ul>
                <li>
                    <b>Requests</b>: The Proof-Of-Work captcha, that I coded myself, needs
                    JavaScript for the verfication. The code is public, and you can read
                    it yourself on the repo.
                </li>
                <li>
                    <b>Comments</b>: The comment section on each of the services, needs
                    JavaScript since it needs to fetch and post to Nostr. The code that
                    makes this interaction is also fully open source and can be reviewed
                    in the repo as well.
                </li>
            </ul>
        </div>

        <div class="w-full my-4 border border-t border-white/20"></div>

        <div class="px-4 py-2 m-2 rounded-xl bg-gray-500/10">
            <h2 id="disclaimer">disclaimer</h2>

            <p>
                This website does not provide any not financial advice. Always do your
                own research before using any service. This site is for informational
                purposes only. I'm not responsible for any loss of funds or any other
                damage that may occur by using any of the services listed here. Use at
                your own risk.
            </p>
        </div>
    </article>
</div>