diff --git a/core/src/main/java/io/bitsquare/payment/BankAccountContractData.java b/core/src/main/java/io/bitsquare/payment/BankAccountContractData.java
index 67c61b3c9d..b0a635ca00 100644
--- a/core/src/main/java/io/bitsquare/payment/BankAccountContractData.java
+++ b/core/src/main/java/io/bitsquare/payment/BankAccountContractData.java
@@ -34,7 +34,7 @@ public abstract class BankAccountContractData extends CountryBasedPaymentAccount
     protected String holderName;
     protected String bankName;
     protected String bankId;
-    protected String branchId;
+    protected String branchId = "-";
     protected String accountNr;
 
     @Nullable