diff --git a/gui/src/main/java/io/bitsquare/gui/main/offer/createoffer/CreateOfferDataModel.java b/gui/src/main/java/io/bitsquare/gui/main/offer/createoffer/CreateOfferDataModel.java
index 67de8c6671..e95ccd35ff 100644
--- a/gui/src/main/java/io/bitsquare/gui/main/offer/createoffer/CreateOfferDataModel.java
+++ b/gui/src/main/java/io/bitsquare/gui/main/offer/createoffer/CreateOfferDataModel.java
@@ -50,6 +50,7 @@ import org.bitcoinj.utils.Fiat;
 
 import java.util.ArrayList;
 import java.util.List;
+import java.util.Optional;
 import java.util.UUID;
 
 import static com.google.common.base.Preconditions.checkNotNull;
@@ -211,19 +212,31 @@ class CreateOfferDataModel extends ActivatableDataModel {
     // API
     ///////////////////////////////////////////////////////////////////////////////////////////
 
-    void initWithData(Offer.Direction direction, TradeCurrency tradeCurrency) {
+    boolean initWithData(Offer.Direction direction, TradeCurrency tradeCurrency) {
         this.direction = direction;
-        this.tradeCurrency = tradeCurrency;
 
-        tradeCurrencyCode.set(tradeCurrency.getCode());
         PaymentAccount account = user.findFirstPaymentAccountWithCurrency(tradeCurrency);
-        if (account != null)
+        if (account != null) {
             paymentAccount = account;
+            this.tradeCurrency = tradeCurrency;
+        } else {
+            Optional<PaymentAccount> paymentAccountOptional = user.getPaymentAccounts().stream().findAny();
+            if (paymentAccountOptional.isPresent()) {
+                paymentAccount = paymentAccountOptional.get();
+                this.tradeCurrency = paymentAccount.getSingleTradeCurrency();
+            } else {
+                // Should never get called as in offer view you should not be able to open a create offer view
+                return false;
+            }
+        }
+
+        tradeCurrencyCode.set(this.tradeCurrency.getCode());
 
         //priceFeed.setCurrencyCode(tradeCurrencyCode.get());
 
         calculateVolume();
         calculateTotalToPay();
+        return true;
     }
 
     void onTabSelected(boolean isSelected) {
diff --git a/gui/src/main/java/io/bitsquare/gui/main/offer/createoffer/CreateOfferView.java b/gui/src/main/java/io/bitsquare/gui/main/offer/createoffer/CreateOfferView.java
index 9610f39542..f234ba930e 100644
--- a/gui/src/main/java/io/bitsquare/gui/main/offer/createoffer/CreateOfferView.java
+++ b/gui/src/main/java/io/bitsquare/gui/main/offer/createoffer/CreateOfferView.java
@@ -201,7 +201,12 @@ public class CreateOfferView extends ActivatableViewAndModel<AnchorPane, CreateO
     ///////////////////////////////////////////////////////////////////////////////////////////
 
     public void initWithData(Offer.Direction direction, TradeCurrency tradeCurrency) {
-        model.initWithData(direction, tradeCurrency);
+        boolean result = model.initWithData(direction, tradeCurrency);
+
+        if (!result) {
+            log.error("Payment account set up. That should not be possible as UI does not support that case.");
+            new Popup().warning("You don't have a payment account set up.").onClose(this::close).show();
+        }
 
         if (direction == Offer.Direction.BUY) {
             imageView.setId("image-buy-large");
diff --git a/gui/src/main/java/io/bitsquare/gui/main/offer/createoffer/CreateOfferViewModel.java b/gui/src/main/java/io/bitsquare/gui/main/offer/createoffer/CreateOfferViewModel.java
index e6b492ec5d..874befc5c1 100644
--- a/gui/src/main/java/io/bitsquare/gui/main/offer/createoffer/CreateOfferViewModel.java
+++ b/gui/src/main/java/io/bitsquare/gui/main/offer/createoffer/CreateOfferViewModel.java
@@ -302,10 +302,12 @@ class CreateOfferViewModel extends ActivatableWithDataModel<CreateOfferDataModel
     // API
     ///////////////////////////////////////////////////////////////////////////////////////////
 
-    void initWithData(Offer.Direction direction, TradeCurrency tradeCurrency) {
-        dataModel.initWithData(direction, tradeCurrency);
+    boolean initWithData(Offer.Direction direction, TradeCurrency tradeCurrency) {
+        boolean result = dataModel.initWithData(direction, tradeCurrency);
         if (dataModel.paymentAccount != null)
             btcValidator.setMaxTradeLimitInBitcoin(dataModel.paymentAccount.getPaymentMethod().getMaxTradeLimit());
+
+        return result;
     }
 
 
diff --git a/gui/src/main/java/io/bitsquare/gui/main/offer/offerbook/OfferBookViewModel.java b/gui/src/main/java/io/bitsquare/gui/main/offer/offerbook/OfferBookViewModel.java
index 00640c0c6f..06b90b87f3 100644
--- a/gui/src/main/java/io/bitsquare/gui/main/offer/offerbook/OfferBookViewModel.java
+++ b/gui/src/main/java/io/bitsquare/gui/main/offer/offerbook/OfferBookViewModel.java
@@ -397,7 +397,7 @@ class OfferBookViewModel extends ActivatableViewModel {
     }
 
     public boolean hasPaymentAccountForCurrency() {
-        return user.hasPaymentAccountForCurrency(selectedTradeCurrency);
+        return (showAllTradeCurrenciesProperty.get() && !user.getPaymentAccounts().isEmpty()) || user.hasPaymentAccountForCurrency(selectedTradeCurrency);
     }
 
     boolean hasAcceptedArbitrators() {