Awesome-Mirrors/personal-security-checklist
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Adds Virtual Cards

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Alicia Sykes 2020-04-26 21:03:18 +01:00 committed by GitHub
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@ -263,6 +263,7 @@ The most privacy-respecting option, would be to not use "smart" internet-connect
**Apply a Credit Check Lock** | Recommended | This will stop anyone from requesting a hard or soft credit check on you, without you first consenting it. This is important since credit checks reveal a lot of personal details about you, and (without a lock) there is nothing to stop any company, organisation, individual or government entity from requesting your credit history at any time, without you being notified. For instructions with specific agencies, refer to this article on [Intel Techniques](https://inteltechniques.com/blog/2018/09/28/complete-credit-freeze-tutorial-update/)
**Enable Fraud Alerts** | Recommended | Fraud alert messages notify potential credit grantors to verify your identification before extending credit in your name in case someone is using your information without your consent. You can contact credit agencies and request that they implement a fraud alert on your account, to help protect against identity theft
**Know how to Freeze your Credit** | Recommended | If you suspect that any of your personal details have been exposed, you will need to apply a credit freeze as soon as possible, to prevent identity theft. Ensure you know how to do this for your specific credit bureaus. Check your credit, debit accounts, email inbox and post regularly, monitoring for anything that doesn't look right
**Use Virtual Cards** | Recommended | Virtual card numbers let you pay for items without revealing your real card or banking details. They also offer additional features, such as single-use cards and spending limits for each card. This means you will not be charged more than you specified, or ongoing subscriptions or in the case of a data breach. [Privacy.com](https://privacy.com/join/VW7WC) is a popular service, See also: [Revolut METAL](https://revolut.ngih.net/Q9jdx), [MySudo](https://mysudo.com)
**Use cash for daily transactions** | Optional | Digital payment methods leave a comprehensive data trail. Using cash for local transactions makes it near impossible for you to be tracked through spending.
**Use an anonymous cryptocurrency for online transactions** | Optional | Unlike card payments, most cryptocurrencies are not linked to your real identity. However many blockchains have a public ledger, where transaction details can be publicly viewed online. A privacy-focused currency, such as [Monero](https://www.getmonero.org) or [ZCash](https://z.cash) will allow you to pay for goods and services without any direct link to your identity.
**Buy Crypto Anonymously** | Advanced | If you are buying a common cryptocurrency (such as BitCoin), in order to use it as a payment method avoid paying by card on an online exchange, since this will link directly back to your real identity. Instead use a service like [LocalBitcoins](https://localbitcoins.com), or buy from a local BitCoin ATM ([find one here](https://coinatmradar.com)). Before withdrawing, consider using a [bitcoin mixer](https://en.bitcoin.it/wiki/Mixing_service), to make your transaction harder to trace.