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README.md

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 **Apply a Credit Freeze** | Recommended | A credit freeze will prevent anyone from requesting your credit report, hence stop someone applying for a financial product in your name, or a corporation requesting your details without your consent. You will need to temporarily disable your credit freeze before getting a loan, or any other financial product. You can freeze your credit through credit the bureau's website: [Experian](https://www.experian.com/freeze/center.html), [TransUnion](https://www.transunion.com/credit-freeze) and [Equifax](https://www.freeze.equifax.com/)
 **Use Virtual Cards** | Optional | Virtual card numbers let you pay for items without revealing your real card or banking details. They also offer additional features, such as single-use cards and spending limits for each card. This means you will not be charged more than you specified, or ongoing subscriptions or in the case of a data breach. [Privacy.com](https://privacy.com/join/VW7WC), [MySudo](https://mysudo.com/) and [others](/5_Privacy_Respecting_Software.md#virtual-credit-cards) offer this service
 **Use Cash for Local Transactions** | Optional | Unlike any digital payment method, cash is virtually untraceable. Using cash for local and everyday purchases will prevent any financial institution building up a comprehensive data profile based on your spending habits 
-**Use Cash for Local Transactions** | Optional | Unlike any digital payment method, cash is virtually untraceable. Using cash for local and everyday purchases will prevent any financial institution building up a comprehensive data profile based on your spending habits
 **Use Cryptocurrency for Online Transactions**  | Optional | Unlike card payments, most cryptocurrencies are not linked to your real identity. Many blockchains have a public record, of all transaction metadata, on a public, immutable ledger. So where possible, opt for a privacy-focused currency, such as [Monero](https://www.getmonero.org). If you are using a widley- supported currency (such as [Tether](https://tether.to/), [BitCoin](https://bitcoin.org/), [LiteCoin](https://litecoin.com/), [Ripple](https://ripple.com/xrp/), [Etherium](https://ethereum.org/en/) etc), take steps to [distance yourself from the transaction details](https://coinsutra.com/anonymous-bitcoin-transactions/). See more [privacy-respecting crypto currencies](/5_Privacy_Respecting_Software.md#cryptocurrencies). Note that using crypto anonymously requires some background knowlegde, and the learning curve can be steep, so take care to ensure you're not putting your privacy at risk (see [#70](https://github.com/Lissy93/personal-security-checklist/issues/70))
 **Store Crypto Securely** | Advanced | Generate wallet address offline, never let your private key touch the internet and preferably avoid storing it on an internet-connected device. Use a secure wallet, such as [Wasabi](https://www.wasabiwallet.io/), or a hardware wallet, like [Trezor](https://trezor.io/) or [ColdCard](https://coldcardwallet.com/). For long-term storage consider a paper wallet, or a more robust alternative, such as [CryptoSteel](https://cryptosteel.com/how-it-works)
 **Buy Crypto Anonymously** | Advanced | If you are buying a common cryptocurrency (such as BitCoin), purchasing it from an exchange with your debit/ credit card, will link directly back to your real identity. Instead use a service like [LocalBitcoins](https://localbitcoins.com), an anonymous exchange, such as [Bisq](https://bisq.network), or buy from a local BitCoin ATM ([find one here](https://coinatmradar.com)). Avoid any exchange that implements [KYC](https://en.wikipedia.org/wiki/Know_your_customer)